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Workers Comp Benefits

Did You Know

  • When injured at work, you’re ENTITLED TO medical treatment.
  • When injured at work, you’re ENTITLED TO Lost wages, which can be either total disability benefits or partial disability benefits, depending on your injury, type of work, age, education, work experience and extent of your disability.
  • If you sustain a permanent injury, which is called: Loss of Function, you are ENTITLED to be compensated for it based upon the percentage of function lost.
  • If you sustain a scar on your face, neck, or wrist, you are ENTITLED to be compensated for it based upon the length of the scar, severity of location, and appearance.
  • YOU ARE NOT ENTITLED to pain and suffering compensation when involved in a work accident only.
  • If you are involved in a work accident caused by someone outside your employment (ex. Car accident while you’re working or third party caused the accident while you’re working) YOU ARE ENTITLED to BOTH WC benefits and Pain and Suffering Compensation against the Third Party. YOU HAVE 2 SEPARATE CLAIMS in this type of situation: Work injury Claim and a Personal Injury Claim.
  • In a Worker’s Compensation (WC) Case, your Attorney fee is paid by the insurance company when any claim is won.
  • If you settled a WC Claim for what is called a LUMP SUM, which is wage loss payments made in advance for usually several to many years, the Attorney fee is 20% of the settlement. Lump Sums generally DO NOT occur until AFTER an injured employee has been placed on total or partial disability benefits.
  • If you are totally disabled, you can collect 60% of your Average Gross Wages for up to 3 years.
  • If you are partially disabled, you can collect 60% of your Average Gross Wages for up to 5 years.
  • If you are totally and permanently disabled, you can collect 66% of your Gross Wages for life.